:root {
  --bg: #ffffff;
  --elev: #F7F7F7;
  --card: #F7F7F7;
  --border: #E6E8EC;
  --gold: #D4A84B;
  --gold-h: #E8C060;
  --text: #0F1419;
  --muted: #5B6573;
  --on-gold: #0F1419;
}
* { box-sizing: border-box; }
html, body {
  margin: 0; padding: 0;
  background: #fff; color: var(--text);
  font-family: "Segoe UI", Calibri, Arial, sans-serif;
  line-height: 1.6;
}
a { color: #B8860B; text-decoration: none; }
a:hover { color: #8A6A12; }
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 22px; }
header.nav {
  background: #fff;
  border-bottom: 1px solid var(--border);
  position: sticky; top: 0; z-index: 20;
}
header.nav .inner { display: flex; align-items: center; gap: 16px; padding: 14px 0; flex-wrap: wrap; }
.brand-link { display: flex; align-items: center; gap: 12px; text-decoration: none; color: inherit; }
header.nav img.logo { width: 40px; height: 40px; max-width: 40px; max-height: 40px; border-radius: 10px; object-fit: contain; }
.ba-logo { width: 72px; height: 72px; max-width: 72px; max-height: 72px; border-radius: 16px; object-fit: contain; display: block; }
.brand-name { font-weight: 800; color: var(--text); }
.brand-name span { color: #B8860B; }
nav.links { margin-left: auto; display: flex; gap: 18px; flex-wrap: wrap; font-size: 14px; font-weight: 600; }
nav.links a { color: var(--muted); }
nav.links a:hover, nav.links a.active { color: var(--text); }
footer {
  border-top: 1px solid var(--border);
  margin-top: 48px; padding: 28px 0 40px;
  color: var(--muted); font-size: 14px;
}
footer .cols { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 20px; }
footer a { color: var(--muted); display: block; margin: 4px 0; }
.ba-wrap input[type=text],
.ba-wrap input[type=email],
.ba-wrap input[type=tel],
.ba-wrap select,
.ba-wrap textarea {
  width: 100%;
  max-width: 480px;
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: 10px;
  font: inherit;
  margin: 4px 0 14px;
  background: #fff;
  color: var(--text);
}
.ba-wrap textarea { min-height: 90px; }
.pay-row { display: flex; flex-wrap: wrap; gap: 10px; margin: 16px 0; }
.pay-note { background: #FFF8E8; border: 1px solid #E8D39A; border-radius: 12px; padding: 14px 16px; }
@media (max-width: 800px) {
  footer .cols { grid-template-columns: 1fr; }
}